Regular Checking
Fee can be avoided if a minimum daily balance of $500 or more is maintained. Fee waived for full-time students.

  • Fee: $7 per month

Club Checking

  • Fee: $9 per month for $10,000 accidental death insurance; $10 per month for $20,000 accidental death insurance

USA Checking

  • Fee: None

Super NOW Account
Fee can be avoided when minimum daily balance is maintained.

  • Fee: $9 per month will be when the balance falls below $1,000.

Free Small Business Checking

  • Fee: 200 Free Monthly Transactions/Items; excesses $0.25

Commercial Checking

  • Fee: $10 per month, $0.14 per for each Debit Transaction, $0.08 for each Deposit Item

 

Commercial Premium Money Market

  • No Charge with $1,000 Minimum Balance, otherwise $10.

 

Business Super Now Account

  • No Charge with $1,000 Minimum Balance, otherwise $10.
  • 300 Free Monthly Transactions/Items; Excesses $0.25 each

Regular Savings
Fee can be avoided when minimum daily balance equals $50 or more

  • Fee: $5.00 / per quarter will be assessed if the balance fall below $50.00.
  • Fee: $2.00 for each withdrawal over 6 per quarter

Christmas Club

  • Fee: $10 for each withdrawal made before November 1

Certificates of Deposit

  • Penalty for early withdrawal equals 90 days’ interest on the outstanding principal balance

Money Market Account
Fee can be avoided when minimum daily balance is maintained.

  • Fee: $10 per month will be assessed for Money Market balances below $1,000.
  • Fee: $5 will be assessed for each withdrawal over six per month.

Internet Banking

  • Fee: Free for basic service
  • Online Bill Payment:  Free to Consumer Checking Account Customers
  • Business Online Bill Payment:  Free with limited transactions

o    0-15 No Charge

o    16+ $0.40 each

 

ATM Transactions

  • Fee: None with use of Community South ATMs
  • Fee: $1 for each withdrawal when using non-Community South ATMs (regardless of account balance).
  • When you use an ATM not owned by us, you may be charged a fee by the ATM operator and/or by the network used.

VISA CHECKCard

  • Free

Stop Payment

  • Fee: $17.50 per item

Overdraft Item Fees/Returned Item Fees

  • Inquire at local branch

Wire Transfers

  • Fee: $25 for outgoing/domestic
  • Fee: $75 for international

Verify

  • Fee: $20

Account Research

  • Fee: $25 per hour ($25 minimum)

Account Activity Printouts

  • Fee: $1 per page

Garnishments

  • Fee: $30

Travelers Checks

  • Fee: $2 per $100; Free to Regular, USA, & Club Account Customers

Money Orders

  • Fee: $2; Free to Regular, USA, & Club Account Customers

Cashiers Checks

  • Fee: $2; Free to Regular, USA, & Club Account Customers

Photocopies

  • Fee: 25 cents per page

Dormant Fees:

  • Checking: A $7.00 monthly fee will be charged on dormant accounts with balances of $100.00 or less.
  • Savings: A $10.00 quarterly fee will be charged on dormant accounts with balances of $100.00 or less.