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Whether you are just starting
to save, or simply want to earn interest on easy-access funds, Community
South has just the account for you.
- Minimum Opening
Balance – $50.
- Unlimited Access – You can
make savings account withdrawals at any Community South office anytime.
You can also make withdrawals and transfer funds through our Community
South ATMs or any ATM displaying the MONEYBELT, Pulse, Cirrus, Plus,
VISA, Discover or MasterCard logos. There are no transaction fees for
using ATMs located at Community South offices or drive-thru branches.
There may be a fee for using other Community South ATMs not located at a
Community South office or branch (see Fees page).
- Interest Earnings –
Calculated on the daily collected balance and credited quarterly.
Rates subject to change.
- Withdrawals – Six
allowed per quarter at no charge (see Fees page).
- Account
Statements – Mailed semi-annually unless an electronic transfer
has occurred, then a monthly statement will be mailed.
- Fees – No charge
on balances of $50 and above (see Fees page).
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Whether you are just starting to save, or simply want to earn interest on easy-access
funds, Community South has just the account for you.
·
No Minimum Balance
·
No Service Charges
·
Unlimited Access – You can make savings account
withdrawals at any Community South office anytime. You can also make withdrawals
and transfer funds through our Community South ATMs or any ATM displaying the
MONEYBELT, Pulse, Cirrus, Plus, VISA, Discover or MasterCard logos. There are
no transaction fees for using ATMs located at Community South offices or
drive-thru branches. There may be a fee for using other Community South ATMs
not located at a Community South office or branch (see Fees
page).
·
Interest Earnings – Calculated on the daily collected
balance and credited quarterly. Rates subject to change.
·
Withdrawals – Six allowed per quarter at no charge
(see Fees page).
·
Account Statements – Mailed semi-annually unless an
electronic transfer has occurred, then a monthly statement will be mailed.
·
If the account
closes before interest is credited, interest will be forfeited.
·
Dormant Fees
Apply
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If you want a guaranteed interest rate, you may want to look into a Community
South CD. You can choose among our CDs ranging from 1 to 48 months. Contact
any Community South office for detailed information on current and special CD
rates.
 Minimum Investment – $1,000.
- Interest Rates – Vary
according to investment amount and term; rates subject to change weekly,
but are fixed during the term of the CD.
- Access to
Interest Earnings – Receive your interest by check ... monthly,
quarterly, semi-annually or annually, as well as by direct deposit into
your Community South checking or savings account.
- Renewal – Your CD
will be automatically renewed unless you request otherwise.
- Withdrawals – A
penalty may be imposed for early withdrawals (see Fees
page).
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If you want to earn a premium rate of return, yet have complete access to your
money, take advantage of this interest-bearing account.
- Opening Deposit – $1,000
minimum.
- Interest Earnings – Interest
Paid In Tiers on current balance (rates subject to change)
- $0-$7,500
- $7,501 - $50,000
- $50,001 - $100,000
- $100,000+
- Access to Funds – You can
withdraw your money at any Community South office anytime. With your
Money Market Account, you can make withdrawals anytime at a Community
South ATM, or at any ATM displaying the MONEYBELT, Cirrus, Plus, Pulse,
Discover, VISA or MasterCard logo.
- Withdrawals – Up to six
free transactions are allowed each month, three of which may be by check
(see Fees page).
- Fees – There is
a monthly charge for balances falling below $1,000 (see Fees page).
- Account
Statements – Detailed imaged monthly statements help you
quickly reconcile your account balance.
- Free ATM Card
- Free Internet
Banking
- Free 24 Hour
Telephone Banking
- Free Teller
Transactions
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Planning for retirement is one of the most important steps you can take toward securing your
future.
Let Community South help you establish an IRA, a Roth IRA or an Education
IRA. Your contributions could lower your current tax bill. Plus, you may be
able to capture greater earnings than with a non-retirement account (consult
a qualified financial adviser for specific tax details).
- Opening Deposit – $100.
- Interest Earnings – Interest
earnings are posted to your account quarterly. Rates subject to change.
- Withdrawals – The IRS
may impose a penalty for early withdrawals based on your tax status.
- Account
Statements – Mailed annually.
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Ask about these other
interest-earning and savings-relates products:
- Super NOW Account
- Christmas Club
Account
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